Portfolios

    Rules for Profit Calculation
    1. Both APY and ROI are calculated based on the average performance of your portfolio(s) over the past 3 months, where incentive fees have been deducted. The actual APY might vary by contract period or number of periods.
    2. The number of days of the contract period will be calculated from the date of subscription. For example, your investment starts on February 1st, and the contract period is 3 months. Thus, the actual number of days is 28+31+30=89 days.
    3. The APY is calculated by compound interest, while the ROI by simple interest. Please refer to the FAQ for calculation formulae if necessary.

    Levels of Risk

    1. Conservative Investors: The maximum loss you will sustain is less than 1% (excluding 1%) of the principal.
    2. Robust Investors: The maximum loss you will sustain falls between 1% and 15% (excluding 15%) of the principal.
    3. Lv1 Adventurous Investors: The maximum loss you will sustain falls between 15% and 25% (excluding 25%) of the principal.
    4. Lv2 Adventurous Investors: The maximum loss you will sustain is between 25% and 49% (excluding 49%) of the principal.
    5. Lv3 Adventurous Investors: The maximum loss you will sustain is over 49% of the principal.